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This Ultimate Budgeting Template is a great tool for those at the Beginning or advanced stages of their Financial Freedom Journey.

Although I have always kept a record of my Monthly Income and Expenses, since I started being more intentional with my finances by using this Budgeting Template alongside learning more about how best to save and invest my money in 2018, I have been able to buy a property in my 50s and grow my net worth significantly. My clients, friends and family members said they have also found this Budgeting Template very helpful and beginner friendly.